Uber App And Its Association With UPI
In the previous week, the ride hailing giant incorporated its app with the Unified Payment Interface thereby circumventing the aspect of manipulating the Paytm wallet or manually enter the card information to facilitate purchases in the Uber app. The transaction is done with the help of UPI and the funds are debited immediately from the related account.
Usually, the payment associated with Uber is done by manipulating the credit cards, debit cards, e-wallet associated with Paytm or the real time cash. Presently it has been integrated with UPI as well. Featured in the app is an option to add a mode of payment in the associated tab and the aspect of UPI can be integrated.Once that is done, the option is availed and where the digital payment address details are synced with the app. In the event there is no payment address featured, then an address can be generated by manipulating the help of any UPI technology incorporated app. Once address details are entered, it will be associated with a refundable payment of 1 Rs so as to validate the same. Subsequently, the UPI-integrated mobile app has to availed to verify and confirm the digital address. To quote an instance if the switchover is made from the App for Uber to a UBI integrated bank app then the collection alert feature has to be availed. Related to this option, the user base will be notified by the ride hailing app to get 1 Rs all associated with the amount and the reference number of the customer as well. Post authentication of the same, the user will be notified with a message indicating the successful outcome associated with the amount being approved and it is debited from the UPI associated profile immediately. Finally, the user will be notified with a text on the Uber app which signifies that the app is integrated with UPI payments and is all set for future transactions. So coming to the future scenario of availing a Uber cab, the user base can manipulate this amazing feature related to UPI payments and the remittance is done with the help of the user’s UPI PIN code.
In order to manipulate the aspect of UPI, the user should have the following things as mandatory which includes having a bank account, a registered mobile number synced with the bank account and finally a mobile device with Android or iOS operating system integrated. These requirements are necessary to install a mobile app which is UPI activated and further, the related bank must also be registered as a part of the UPI system. A noteworthy advantage associated with UPI is that it can be manipulated on the feature phones as well. To facilitate the payment via UPI, the user has to install a UPI enabled app and must opt for the UPI option. In the scenarios the user base has UPI enabled apps already in the device like TrueCaller then the latter helps and aids in generating a UPI digital address through the same as well. However, this venture is not uniform across all the apps associated with the same and it is subject to changes in one app and the other. Typically the user base has to authenticate the mobile number in the app and next it is applied for the bank account information so as to facilitate the generation of a digital address. In normal cases, any mobile app that is UPI enabled will generate the important details related to the user’s bank account number and also the IFSC information to name a few. In the event the user has several bank accounts, the user base can opt for the preferred account to be UPI synchronized. In addition, a PIN is generated and mandatory to verify UPI based payments and the such.